Finding the lender with the absolute lowest interest rates for personal loans can be tricky because rates can vary depending on factors such as creditworthiness, loan amount, and term length. However, some lenders are known for offering competitive rates. As of my last update, some lenders that often have low-interest rates for personal loans include SoFi, LightStream, Marcus by Goldman Sachs, and Discover Personal Loans. It’s always a good idea to compare rates from multiple lenders and consider factors beyond just the interest rate, such as fees, repayment terms, and customer service.