Welcome to www.vikrambosak.com owned and operated by Vikram BosakYou accept and agree to be governed by the following terms and conditions of use by accessing or using the Website. Please read these terms carefully before using the Website.

1. Acceptance of Terms

By accessing or using the Website, you agree to be bound by these Terms and Conditions, our Privacy Policy, and all applicable laws and regulations governing the Website. It is forbidden for you to use or access this site if you disagree with any of these terms.

2. Content Disclaimer

The Author provides content related to loans, insurance, credit cards, and money management based on personal experience and expertise. However, the information provided on the Website should not be considered as professional financial advice. It is recommended that readers consult a specialist before making any financial decisions.

3. Intellectual Property

All content published on the Website, including but not limited to articles, images, graphics, logos, and videos, is the intellectual property of the Author and is protected by copyright laws. You may not reproduce, distribute, or use any content from the Website without prior written permission from the Author.

4. Accuracy of Information

The Author strives to provide accurate and up-to-date information on the Website. Nevertheless, we disclaim all express and implied claims and guarantees regarding the availability, appropriateness, correctness, completeness, and fitness of the data, goods, and associated visuals. Contained on the Website.

5. User Conduct

You agree to use the Website only for lawful purposes and in a manner consistent with all applicable laws and regulations.It is forbidden for you to take part in any action that could impede or disturb the Website’s functionality.

6. Limitation of Liability

The Author shall not be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in any way connected with the use of the Website or the inability to use the Website, even if the Author has been advised of the possibility of such damages.

7. Modifications to Terms

These Terms and Conditions may be changed by the Author at any time and without previous notice. You accept to be bound by the updated terms if you keep using the website after these changes.